Even before Black Friday or Thanksgiving, I look through Gift Guides from bloggers. Many have giveaways and coupon codes already posted. My Brain Foggles Holiday Gift Guide is being updated and I have coupons, sales and giveaways listed now. Then on Thanksgiving, after dinner and a nice nap I get prepared.

• I Google “Black Friday Coupon Codes” and get those ready before midnight. I especially look for free shipping codes. I bookmark and save those. I also sign up for a Google alert. Don’t forget to add blogs to your alert because many bloggers will have this information in one place for you. Be sure to set “how often” to “as-it-happens”.
• I  check on sales for the online stores I purchase from regularly. I bookmark these sites and save them too.
• About 11 PM, I open the store sites and either register or log in. I check on my shipping address, credit card information and have any shipping addresses handy or added to the sites. I keep these tabs or windows open.
• I open another window for Google News and type in “Black Friday sales”.
• I begin to check the store sites and reload them as well as the Google News window.
• I also check my email for any updates to my Google alerts.
• Don’t forget that one of the easiest gifts to get is gift cards. Often online stores will offer them as a freebie or at a discount on Black Friday. My favorite is the Amazon.com Gift Card because you can buy almost anything with it.

This is a multitasking event, but I avoid crowds, getting up early and getting dressed. Yes, I shop  Black Friday online in my pajamas!

Of course it’s better to focus on the good, but I do have to prepare for what’s coming in the future. My parents took care of  their will and burial plans a long time ago. She and my Dad bought Funeral Insurance and when my Dad passed all the plans were made and as hard as it was, there was a lot of things we didn’t have to worry about.

Life Insurance is a big issue for us. When my husband was in the military we both had Life Insurance, but we ended up letting the plans lapse when my husband was medically retired. Since I have lots of health problems it is very costly to get Life Insurance for me.  We do need to consider it though as it would be costly to replace me. That sounds funny, but it’s true. While Shawn works, I’m the main caregiver for Sammi. I think it’s time for us to start getting Life Insurance Quotes to see if we can afford it vs. what it would be like without it and something happens to me. Another part of thinking of the future.

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