Thinking Of The Future

With Mother’s Day coming and my daughters growing up before my eyes I’ve been thinking of the future. Alicia will be married almost one year. Sammi is going to start middle school. My Mom just finished her radiation treatment for breast cancer. Shawn is most likely going to need back surgery soon. My health is always an issue. So there’s good mixed in with the bad.

Of course it’s better to focus on the good, but I do have to prepare for what’s coming in the future. My parents took care of  their will and burial plans a long time ago. She and my Dad bought Funeral Insurance and when my Dad passed all the plans were made and as hard as it was, there was a lot of things we didn’t have to worry about.

Life Insurance is a big issue for us. When my husband was in the military we both had Life Insurance, but we ended up letting the plans lapse when my husband was medically retired. Since I have lots of health problems it is very costly to get Life Insurance for me.  We do need to consider it though as it would be costly to replace me. That sounds funny, but it’s true. While Shawn works, I’m the main caregiver for Sammi. I think it’s time for us to start getting Life Insurance Quotes to see if we can afford it vs. what it would be like without it and something happens to me. Another part of thinking of the future.

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